We are currently seeking a full-time Lending Manager / Finance Broker to join our Marrickville branch. 

This role is responsible for assessing clients’ lending needs, analysing their financial position, recommending suitable loan options, and assisting clients throughout the loan application and settlement process.

Duties and Responsibilities

The successful applicant will be responsible for:

• Meeting with clients to understand their financial circumstances, borrowing needs, objectives and preferred lending outcomes.
• Analysing clients’ income, liabilities, assets, credit position and supporting documents to assess borrowing capacity and loan suitability.
• Researching and reviewing available home loan, investment loan, commercial loan, SMSF loan and refinancing products offered by banks, lenders and financiers.
• Developing appropriate lending strategies and recommending suitable loan structures or product combinations to meet clients’ needs.
• Explaining loan options, indicative repayments, interest rates, loan terms, fees, lender requirements and approval processes to clients.
• Arranging home loan mortgages and other finance applications with banks, lenders, financiers and relevant financial institutions on behalf of clients.
• Preparing, reviewing and managing client documents required for loan assessment, approval and settlement.
• Liaising with clients, lenders, aggregators, solicitors, conveyancers, accountants and other relevant parties during the finance application process.
• Monitoring loan application progress from initial client enquiry through to submission, conditional approval, formal approval and settlement.
• Maintaining accurate client records and application notes in the customer relationship management system.
• Ensuring lending recommendations and application processes comply with applicable credit, licensing, responsible lending and internal business requirements.
• Building and maintaining referral relationships to support new client enquiries and business growth.

Skills and Experience Required

To be considered for this position, applicants must have:

• At least 3 years of recent home lending, mortgage broking or finance broking experience.
• A minimum relevant AQF Diploma-level qualification, or at least 3 years of full-time relevant experience in lieu of a formal qualification.
• Relevant mortgage broking / credit industry registration or accreditation, such as FBAA membership, MFAA membership, Australian Credit Representative status, or equivalent relevant credit authorisation.
• Strong knowledge of residential lending, refinancing and lender assessment requirements.
• Ability to analyse financial information and recommend suitable lending options for clients.
• Strong communication, customer service and interpersonal skills.
• Ability to manage loan applications, client documents and lender communications accurately and efficiently.
• Demonstrated ability to generate referral sources and support new business opportunities.
• Experience using customer relationship management systems and loan application platforms.

Employment Details

Position: Lending Manager / Finance Broker

Job Type: Full-time

Location: Marrickville, NSW

Work Arrangement: In person

Schedule: Fixed shift

How to Apply

If you are interested in this position, please submit your resume and cover letter for consideration.

Please note that only shortlisted candidates will be contacted.